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    <name>Text</name>
    <description>A resource consisting primarily of words for reading. Examples include books, letters, dissertations, poems, newspapers, articles, archives of mailing lists. Note that facsimiles or images of texts are still of the genre Text.</description>
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        <element elementId="50">
          <name>Title</name>
          <description>A name given to the resource</description>
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              <text>Bank tawar diskaun ihsan untuk penyelesaian awal sewa beli kenderaan sedia ada</text>
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          <name>Description</name>
          <description>An account of the resource</description>
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            <elementText elementTextId="151488">
              <text>Bank-bank di Malaysia, melalui ABM, AIBIM, dan ADFIM, kini menawarkan diskaun ihsan bagi pelanggan pinjaman sewa beli kenderaan yang memilih untuk menyelesaikan pinjaman mereka lebih awal. Inisiatif ini bertujuan untuk memastikan layanan yang setara bagi semua pelanggan, termasuk mereka yang berada dalam kategori hilang upaya kekal atau tempoh ketegori, dan juga terpakai bagi kes tuntutan insurans yang diluluskan. Bagi pelanggan yang membuat penyelesaian awal, mereka perlu memohon, manakala pelanggan yang meneruskan pembayaran mengikut jadual tidak terjejas oleh Kaedah Peraturan 78. Pelanggan digalakkan menyemak laman web bank masing-masing untuk prosedur permohonan diskaun ihsan ini.</text>
            </elementText>
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          <name>Creator</name>
          <description>An entity primarily responsible for making the resource</description>
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            <elementText elementTextId="151489">
              <text>Datuk Zulkifli Jafar</text>
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          <name>Source</name>
          <description>A related resource from which the described resource is derived</description>
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            <elementText elementTextId="151490">
              <text>Newspaper </text>
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        <element elementId="45">
          <name>Publisher</name>
          <description>An entity responsible for making the resource available</description>
          <elementTextContainer>
            <elementText elementTextId="151491">
              <text>Sinar Harian. 3.12.2025. p31</text>
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          </elementTextContainer>
        </element>
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          <name>Date</name>
          <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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            <elementText elementTextId="151492">
              <text>2025</text>
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        <element elementId="37">
          <name>Contributor</name>
          <description>An entity responsible for making contributions to the resource</description>
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              <text>fatin</text>
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    <tag tagId="332">
      <name>Ekonomi</name>
    </tag>
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