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          <name>Title</name>
          <description>A name given to the resource</description>
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              <text>OPR mungkin kekal 2026 susulan ekonomi kondusif</text>
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          <description>An account of the resource</description>
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              <text>Maybank Investment Bank menjangkakan Kadar Dasar Semalaman (OPR) Malaysia kemungkinan akan dikekalkan sehingga tahun 2026 kerana landskap ekonomi kekal kondusif dan kitaran kenaikan kadar global dijangka berakhir. Pertumbuhan Keluaran Dalam Negara Kasar (KDNK) diunjurkan antara 4.5 hingga 4.7 peratus, disokong oleh pertumbuhan keuntungan perbankan yang stabil melalui peningkatan pinjaman pengguna dan industri. Pengekalan OPR dijangka membantu mengawal margin faedah bersih (NIM) bank dan mengurangkan persaingan deposit, manakala aliran menurun KLIBOR 3 bulan turut membantu menguruskan kos dana. Meskipun berlaku sedikit kenaikan Pinjaman Terjejas Kasar (GIL) kepada 3.6 peratus menjelang Oktober 2025, kedudukan modal bank kekal kukuh, dan sektor perbankan dijangka terus menawarkan pulangan dividen menarik, dengan kebanyakan bank diramal memberi pulangan melebihi 5.0 peratus kepada pemegang saham.</text>
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          <name>Creator</name>
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              <text>Mahanum Abdul Aziz</text>
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          <name>Source</name>
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              <text>Newspaper </text>
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              <text>Berita Harian. 3.12.2025. p23</text>
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          <name>Date</name>
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              <text>2025</text>
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          <name>Contributor</name>
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              <text>fatin</text>
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      <name>ekonomi malaysia</name>
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      <name>Kewangan</name>
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